Stamp duty calculator, Australian Capital Territory
See what you'll pay in transfer duty on a Australian Capital Territory home — the current ACT Revenue Office rates, worked through in full.
The calculator
Whether you're buying in Canberra or anywhere else in the ACT, the same rates apply — stamp duty in ACT is set for the whole state.
The contract price, or the market value if that is higher.
This is an estimate, not financial or legal advice.
The rates
Full rate table
| Dutiable value | Fixed amount | Rate on the excess |
|---|---|---|
| $0 – $199,999 | Nil | $1 per $100 |
| $200,000 – $299,999 | $2,400 | $2 per $100 |
| $300,000 – $499,999 | $4,600 | $3 per $100 |
| $500,000 – $749,999 | $11,400 | $4 per $100 |
| $750,000 – $999,999 | $22,200 | $6 per $100 |
| $1,000,000 – $1,454,999 | $36,950 | $6 per $100 |
| over $1,455,000 | Nil | $5 per $100 |
Bands are read from the bottom of each range: you pay the fixed amount for the band your value falls in, plus the marginal rate on the part above that band’s floor. The band that applies to your entry is marked as you type.
Worked through
Worked example
A $750,000 purchase by a buyer who will not live in the property
| Duty band $750,000 – $999,999 Fixed amount for this band | $22,200.00 |
| $6 per $100 on the amount over $750,000 $0 over the band floor | $0.00 |
| Duty before concessions | $22,200.00 |
| Duty payable | $22,200.00 |
This figure is published by the authority at the source page.
How it's worked out
How this is calculated
Australian Capital Territory charges transfer duty on a progressive scale. The dutiable value — the price you pay, or the market value if that is higher — falls into a band. You pay that band’s fixed amount, plus a marginal rate on the part of the value above the band’s floor.
The ACT publishes two full duty schedules for residential and rural property, not one scale with a concession applied. The lower owner-occupier schedule requires at least one buyer to own and live in the home continuously for a year, starting within twelve months of settlement — if that does not happen, the general schedule applies. Above $1,455,000 both schedules charge a flat $4.54 per $100 of the entire transaction value rather than a marginal rate, so duty steps at that threshold. Duty is charged per $100 or part thereof. From 1 July 2026 the price cap and income threshold were removed from the Home Buyer Concession Scheme, which can reduce eligible buyers' duty to nil at any price; that scheme is not applied by this calculator. The ACT is progressively shifting revenue from conveyance duty to general rates, so this scale changes most years.
Read before you rely on this
What this does not account for
- Eligibility for a concession depends on conditions this calculator cannot check, including residency, whether you have held property before, and how long you intend to live in the home.
- Mortgage registration and land transfer registration fees are charged separately and are not included.
- Duty on off-the-plan and vacant land purchases can be assessed on a different value to the contract price.
- Foreign purchaser surcharges depend on your visa status on the date of the contract, not on the settlement date.
- Rates are those in effect from 2025-07-01. A contract dated before that day is assessed under the previous rates.
Questions
Common questions
- How much is stamp duty in the ACT?
- Stamp duty in the ACT depends on the property price and is charged on a sliding scale set by the ACT Revenue Office. Enter your purchase price in the calculator above to see the exact amount and how it is worked out, band by band.
- When do I have to pay stamp duty?
- In the ACT, transfer duty is generally payable within three months of settlement, though the exact timing depends on your contract and how the transfer is lodged. Your conveyancer or solicitor usually arranges payment as part of settlement. Check the ACT Revenue Office for the current deadline that applies to you.
- Do first home buyers pay stamp duty?
- Under the ACT's Home Buyer Concession Scheme, eligible buyers can pay no duty at all. From 1 July 2026 the price and income caps were removed, widening who qualifies. Confirm current eligibility with the ACT Revenue Office.
- Is stamp duty added to my home loan?
- Stamp duty is usually paid upfront at settlement and is not automatically part of your loan. Some lenders let you borrow to cover it, which increases your loan and the interest you pay over time. Budget for duty as a cash cost unless your lender confirms otherwise.
- What is the difference between stamp duty and transfer duty?
- They are the same thing. "Stamp duty" is the older, common name; the ACT Revenue Office now calls it transfer duty. Both refer to the tax you pay when property changes hands.
Compare
The same purchase in every state
The same $750,000 purchase by an owner-occupier who is not a first home buyer, under each state’s current published rates.
| State | Duty | Effective rate |
|---|---|---|
| Australian Capital Territory (this page) | $19,208 | 2.56% |
| New South Wales | $27,937 | 3.72% |
| Tasmania | $28,935 | 3.86% |
| Western Australia | $29,741 | 3.97% |
| South Australia | $35,080 | 4.68% |
| Victoria | $40,070 | 5.34% |
Where this comes from
Source
ACT Revenue Office — Taxation Administration (Amounts Payable—Duty) Determination 2026, DI2026-155
https://www.revenue.act.gov.au/rates-and-property-charges/conveyance-duty-stamp-duty/conveyance-duty-for-non-commercial-property
Checked on .
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